Legal Articles

Merger Doctrine, Contracts

A “merger clause” is a common provision in a contract. It will usually state something along the lines of the contract being a “complete and exclusive statement of the agreement.” If a contract is a final, complete agreement, the parol evidence rule prohibits prior or contemporaneous oral agreements which vary or contradict the written terms…

Contractual Consideration

The three basic components of a contract are offer, acceptance and consideration. When these things exist can change depending on the nature of the parties (e.g., UCC, merchants). While the concepts of offer and acceptance are relatively straightforward to a non-lawyer, consideration is often not. Consideration is either a promise (to do or refrain from…

Contract Under Duress

In breach of contract litigation, many defenses are often lodged by a defendant to attack the validity of the contract or excuse his/her non-performance under the contract. Common defenses in contract litigation include accord and satisfaction, that there is a contractual ambituity, that the other party committed a first material breach, misrepresentation/fraudulent inducement, unconscionability and…

Oral Agreements to Modify, Postpone Debt Payments

Often times there are apparent attempts to modify loan agreements (e.g., promissory notes, repayment contracts, purchase agreements, etc.) orally. This is especially true with promissory notes or mortgages when the debtor/paying party requests more time to make payments. In Missouri, however, oral modifications to credit agreements are not valid unless they are in writing. Section…

Mental/Testamentary Capacity: Contracts, Wills, Trusts

Mental capacity generally refers to a signatory’s state of mind when he/she signs a document. To be valid, the signatory’s mental capacity must be clear, lucid and free from any undue influence or restraint. It is not uncommon for documents to be challenged for lack of capacity. Depending on the document, the legal standards governing…

Equitable Contribution: Promissory Notes, Contracts, Guarantees

Contribution is an equitable remedy that often arises between co-debtors. While contribution may generally applies where one or more individuals shares a common burden, the focus here is on a common between co-debtors/co-guarantors. Missouri District Telegraph Co. v. Southwestern Bell Telephone Co., 93 S.W.2d 19, 23 (Mo. 1935). Contribution is grounded in case precedent. Commercial Union Insurance…

Severability Clauses in Contracts

In contractual disputes, particularly breach of contract cases, a common issue that arises is whether the underlying contract is even enforceable. A prudent attorney will determine if there are any substantive or procedural deficiencies which can sink the contract. Just because one specific section of a contract is void or unenforceable, however, does not necessarily…

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