I get asked a lot of question about what someone should do immediately after they are in a car accident. Here are some steps I outlined to keep in mind if you are in such a situation. As a general rule of thumb, keep your auto insurance information in the glove compartment (You’re also required…
Legal Articles
Underinsured Motorist Insurance
Previously, I posted about Missouri Uninsured Motorist Insurance (“UM”). Now it’s time to talk about Underinsured Motorist Insurance (“UIM”). Remember that UM is in play when you attempt to recover from your own insurance company because another at-fault driver hit you and did not have insurance or fled the scene. UIM, however, comes into play…
Uninsured Motorist Insurance
Most States (if not all) require drivers to have car insurance. It is made a condition of driving in a given State. However, State legislators are not foolish. They know that a good amount of people drive without car insurance. So, legislators had to ask themselves what protections exist for a driver who is hit…
Missouri Workers' Compensation Terminology
One of the more maddening aspects of workers’ compensation law in Missouri is the constant acronyms and terminology that is used. The Missouri Workers’ Compensation statutes, 287.020-287.430, RSMo, are littered with terms of art and phrases that are often confusing. Consequently, it is vital if you are an individual seeking compensation for injuries suffered at…
Insurance Liens and Subrogation
Say you are hurt in a car accident. The driver who hit you is completely at fault. You have the police report saying he/she is at fault and all of your medical records. You either hire an attorney or deal with the at-fault driver’s insurance company directly. Then, when you’re trying to resolve your claim…