A common defense of a defendant in a civil lawsuit is that another third-party is partially responsible for any harm caused. Defendants, therefore, will often plead and argue for “contribution” when more than one person is potentially at fault. Missouri law is clear that when “two or more persons become liable in tort to the…
Legal Articles
Duty to Defend: Insurance Contracts/Policies & Indemnification
Under Missouri law, insurance companies generally have two (2) responsibilities under an insurance policy: (1) a duty to defend and a (2) duty to indemnify. With the duty to defend, that means that an insurance company must hire legal counsel to defend the insured in a legal proceeding. With the duty to indemnify, that means…