Promissory notes are a common legal instrument used in connection with the lending and borrowing of money. They are typically “black and white” cases when it comes to enforcement when there is a breach.
To make a prima facie case on breach of promissory note, there needs to be a showing that the (1) maker(s) signed the note and (2) that it is unpaid or there is a balance due and owing. Bank of Kirksville v. Small, 742 S.W.2d 127, 130 (Mo. 1987).